If Ohio residents get injured in car accidents, there are many things they’ll have to think about. In addition to getting medical care that may help them recover from their injuries, they may also need to figure out how to get compensation for the pain and suffering they’ve endured. Injured passengers are often not sure if they need to reach out to the insurance company of the car that they were a passenger in or the insurance company of the other driver or drivers involved in the accident.
What are some of the steps a passenger should take after they’ve been injured in a car accident?
Injured passengers should gather as much information as they can directly after an MVA (motor vehicle accident). This means collecting information like the insurance information from all drivers involved in the crash, getting a copy of the accident report, and taking down any witness statements if they’re able to. They’ll need this information when filing their claim.
The next thing they’ll need to do is file their claim against the car insurance of the at-fault driver. Ohio is an at-fault car accident state. This means that whoever is responsible for causing an accident is responsible for compensating anyone injured as a result of that accident.
Passengers may also be able to file a claim against the medical payments (medpay) portion of a driver’s car insurance. Medpay insurance covers damages and medical expenses regardless of who is responsible for an accident. Medpay is an optional form of car insurance, so passengers need to make sure that drivers actually have the insurance before filing their claim. Medpay covers medical expenses like doctor visits, ambulance fees, professional nursing services, and hospital stays and visits.
What can people reach out to if they need help dealing with the aftermath of a car accident?
People who have been in a car accident have a lot of things going on, and they may be very confused as to what steps to take when it comes to getting help. They may benefit by working with attorneys who have experience dealing with MVAs and insurance claims.